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Reinstatement cost assessment for London property

Reinstatement cost assessments in London.

London‑based, RICS‑regulated rebuild cost specialists for homes, blocks, and commercial property. BCIS‑indexed, insurer-accepted figures delivered within 48 hours.

London specialists

Rebuild costs, assessed properly for London property.

A reinstatement cost assessment sets the figure your buildings insurance should be based on: what it would cost to rebuild a property from the ground up, rather than what it would sell for. In London the two are worlds apart, because so much of a property’s value sits in the land and location.

We are a London firm, based at 17 Hanover Square in the West End and part of the RiskSTOP Group. Our RICS‑regulated surveyors work across the capital every day, so they understand how local build costs, access, and the city’s mix of period and modern buildings feed into an accurate rebuild figure — one your broker and insurer will accept.

Why London is different

London property carries its own risks.

High, fast-moving build costs

London rebuild costs are among the highest in the country, driven by labour rates, restricted access, and complex logistics. They also move quickly, so a figure set a few years ago can already be well behind.

Period and non‑standard buildings

The capital is full of Victorian terraces, mansion-block flats, and listed conversions. Their materials and construction rarely fit a standard template, and generic calculators consistently under‑count them.

High-value cover, close scrutiny

With high property values, London insurers look closely at the sum insured. A verifiable, RICS‑regulated figure keeps renewals smooth and protects owners and leaseholders from underinsurance.

Why choose us

A trusted, London‑based partner.

London‑based RICS surveyors

Based at 17 Hanover Square in the West End, working across every London borough.

48‑hour turnaround

Fast delivery, with quick on‑site visits arranged when a property needs one.

Insurer‑accepted reports

RICS‑regulated and BCIS‑indexed, accepted by UK insurers without challenge.

Regulated by RICS

Where we work

Assessments across London.

  • placeCity of London
  • placeWestminster & the West End
  • placeKensington & Chelsea
  • placeCamden & Islington
  • placeHackney & Tower Hamlets
  • placeCanary Wharf & Docklands
  • placeSouthwark & Lambeth
  • placeWandsworth & Battersea
  • placeHammersmith & Fulham
  • placeRichmond & Greenwich
  • placeBarnet & North London
  • placeGreater London
quizGot Questions?

Frequently Asked Questions.

Common questions about reinstatement cost assessments for property in London.

Do you carry out reinstatement cost assessments across London?

Yes. We are a London‑based, RICS‑regulated firm working across Central London and every London borough, from the City and Westminster to the outer boroughs and the wider Greater London area. We cover houses, flats, blocks of flats, and commercial property.

How quickly can you assess a London property?

Standard assessments are delivered within 48 hours of instruction. Being based in London means our surveyors can also arrange on‑site visits quickly for period, listed, or complex buildings that need a physical inspection.

Do you cover listed and period buildings in London?

Yes. London has a large stock of period, converted, and listed buildings with non‑standard construction. Our surveyors are experienced with these, and an on‑site survey captures the specialist detail that a desktop assessment or online calculator would miss.

Are your London reports accepted by insurers?

Yes. Every assessment is RICS‑regulated and BCIS‑indexed, and is prepared to be broker-ready and accepted by UK insurers as evidence of an accurate sum insured at renewal.

How much does a reinstatement cost assessment cost in London?

The fee depends on the type and size of the property and whether a desktop assessment or an on‑site survey is required. Contact us with a few details about your London property and we will provide a tailored quote.

Where are you based?

Our office is at 17 Hanover Square, London W1S 1BN, in the heart of the West End. We are part of the RiskSTOP Group.